Lanebryantcreditcard (2024)

FAQs

What credit score is needed for Lane Bryant? ›

You generally need fair credit (i.e., a score above 640) to be eligible for the Lane Bryant Credit Card, but simply having such a credit score doesn't necessarily guarantee approval.

The Comenity Bank credit cards that are easy to get are the ones that require fair credit for approval. That means you'll need a score of about 640 or higher. And since the average person's credit score is about 40 points above that, these cards are well within reach for most of us.

You can request a Lane Bryant Credit Card credit limit increase online or by calling customer service at (800) 888-4163.

Note: Your Lane Bryant Credit Card account is issued by Comenity Bank. Review our Financial Privacy Policy and Online Privacy Policy for more information. California Residents: Submit a Data Request Form to make a Do Not Sell or Share My Personal Information request.

You can check your Lane Bryant Credit Card application status by calling (800) 888-4163. Simply follow the voice prompts to be connected with a customer service representative. Unfortunately, there's no way to check your application status online.

As someone with a 630 credit score, you have just crossed over into the “fair” territory of credit score bands. You can qualify for financial products, like a mortgage or car loan, but you will likely pay higher interest rates than someone with better credit.

It is not hard to get approved by Comenity Bank because most of the credit cards issued by Comenity Bank are available to applicants with fair credit or better. You should have good odds of approval for a Comenity credit card if you have a 640+ credit score and consistent income.

Easiest Comenity Credit Cards To Get Approved For

The easiest Comenity Cards to get are the ones you can use the shopping cart trick on as they are not checking your credit. Out of the cards Comenity offer that this trick works on, most people find Victoria's Secret & Overstock the easiest to get the pop up on.

The best credit card for a 480 credit score is the OpenSky® Plus Secured Visa® Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The OpenSky® Plus Secured Visa® Credit Card also reports to the credit bureaus on a monthly basis.

How many credit cards should you have? ›

If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

If you request a credit limit increase, your credit card issuer may perform a hard inquiry on your credit, which may temporarily lower your credit scores. If an issuer automatically raises a cardholder's credit limit, it may involve a soft inquiry, which doesn't affect credit scores.

Joseph Bulebush, WalletHub Analyst

You generally need fair credit (i.e., a score above 640) to be eligible for the Lane Bryant Credit Card, but simply having such a credit score doesn't necessarily guarantee approval.

The Comenity-issued Lane Bryant Credit Card is a closed-loop product, meaning it can be used only within the brand. That includes Lane Bryant stores, LaneBryant.com and Cacique, which sells plus-size undergarments and swimwear.

Lane Bryant Credit Card Accounts are issued by Comenity Bank.

Chip Lupo, Credit Card Writer

The best store credit card you can get with a 630 credit score is the Amazon Secured Credit Card, which has a $0 annual fee and offers 2% cash back on Amazon purchases if you are a Prime member. It requires a minimum security deposit of $100, making it easier to get with bad credit.

You can get a personal loan with a 650 credit score, which is in the fair credit range. The best lenders to get a personal loan from with a 650 credit score are Best Egg, LendingClub and Prosper because they offer the most competitive APRs and fees.

You need a credit score of at least 640 to get the Best Buy Store Card. That means this card requires fair credit or better for approval. There are other things besides your credit score that are taken into account for Best Buy Store Card approval.